Negotiator, The

Bank of America says I am eligible for a loan modification, but I'm waiting for the negotiator to call me. It was 90 days ago. I tried to go through many times, but they say I have to wait for them to call me. Is there anything you can say to get them to respond more quickly.

Since BofA Countrywide has now returned, you will wait a long time. Do not worry about it. I would just check in every two weeks to see if anything has changed.

I worked on mods for the loan with BofA and they are really bad! It took more than a month to get a fax with information, even though I kept calling every other day to check they got it.

Countrywide is no better. So, now that their merger, they are submerged and moving like molasses.

I rejected two loan mods, they sent me because it was only $ 300 per month less than what I can afford, and the other was $ 300 more than I can allow me. They are ridiculous. So I apply for another loan mod. There are more than a year after they had paid. You'd think they hurry????

Stop trying to go it alone and talk to some professionals. Talk to lots of loan companies and attorneys mod. Do not stop in one. Ask lots of questions and you'll get lots of free, useful information. A good site to start I used can be found at ... http://www.credit-hub.net/loan Flag

For you, an individual home-owner to get help from the Bank
and receive a call from them can be difficult. They have thousands
cases, making your case?
Best go THR a company loan modification - they
streamlined channels and contacts with banks and obtain
a rate much better for you in a time much less than
Are you trying to do it yourself.

To be eligible, this does not mean they will give you 100% of its loans. Thus, a negotiator or a loan officer review your loan file, they will decide the investment in your case or not. For example, if you qualify for U.S. dollars, but 250,000,00 you want to buy a house that is not on the futures market or a bank of losing real money if you can not repay the loan on your investment and your investment, it is not close to the value of the loan rate of the loan. The loan officer may be disqualified or you wisely negotiate with you, this will take time (working paper).
To get a loan faster, it is best to work with a loan company or broker.

Go into a branch and request either a loan officer or director of the branch. They should be able to help you, and if not, they will at least give you the phone number of someone who can.

Think of it this way ... try to recall them.

Maybe call the litigation and the loss to tell them that you need someone to remind you ASAP or you walk (even if you do not intend to do it .... may lead them to act more quickly).

Go to the forums and see if someone who has dealt with BofA on their loan modification could have an idea for you:

http://www.loansafe.org/forum